Unlike Social Security Disability, which is offered by the federal government, Long-Term Disability Insurance (LTD) is offered by employers through a group insurance plan. This type of coverage picks up where short-term disability coverage leaves off.
Whether your disability insurance is individual or group, you must file your claim for disability benefits with your insurance provider. Filing a claim can be a complicated process - making sure you fulfill all application requirements and complete all forms can be a difficult task.
If your LTD benefits claim is denied, Pusatier, Abbott, Sugarman & Martin, LLP can guide you through the appeals process.
Start pursuing the benefits you deserve by contacting Pusatier, Abbott, Sugarman & Martin, LLP. We offer flexible hours from our office, as well as a free consultation.